Today’s  Mortgage rates 19 July 2022

Source of the information   Zillow.com  

Today's Mortgage Rates moves slightly Lower side

The average mortgage interest rate for a standard 30-year fixed mortgage is 5.38%, which is about a 0.04% decrease from last week’s 5.42%

30-year fixed rate mortgages

The average mortgage interest rate for a standard 15-year fixed mortgage is 4.52%, Which is a 0.04% decrease from last week’s 4.56%.

15-year fixed rate mortgages

The average rate on a 5/1 adjustable-rate mortgage (ARM) is 5.03%, which is a 0.04% increase from last week’s 4.99%

5/1 adjustable rate mortgages

Longer repayment terms is the most popular because they make more comfortable a homeowners’ payment for a longer period of time

Ralph DiBugnara - "Home prices will start to decline slightly, but competition for these homes will be less. This will make bidding wars less likely, giving homebuyers a decent chance to get their offers accepted at a reasonable price."

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